David Galea

Chief Executive Officer, BEAT


EVOLUTION – An Organisational Advancement Formula

Jul 2017

Irrespective of the size or type of operation, any organisation must be well prepared to undertake an internal process of evolution.

Daniel Debono


Reflections On Malta's Six-Month EU Presidency

Jul 2017

Over time, Malta will be able to look back, observe and appreciate the outcomes of reforms implemented as a result of agreements it facilitated when at the helm of the EU presidency.

James Busuttil

Design Consultant, Dex Workspaces


Why A Comfortable Employee Is A Productive Employee

Jul 2017

As an employer or business owner with employees working in an office environment, cost efficiency is a chief concern; how little can I spend whilst still generating maximum performances from employees?

Maria Micallef

Managing Partner, RSM Malta


'Me to We' or 'We to Me'?

Jul 2017

When we become a manager for the first time however we have to perform a necessary shift in mindset in order to continue to succeed.

Louis Olivieri

Marketing Specialist


Marketing Budgets and Resources

Jul 2017

The implementation of a marketing plan and business projects needs financial back-up and hence requires a budget allocation.

Kim Dalli

Corporate Affairs Senior Executive, Vodafone Malta


Welcoming customers with disabilities

Jun 2017

The news that a visually impaired man with a guide dog was refused entry to a local eatery sparked a strong public outcry.

Peter Zammit

Managing Director, iAS Limited


BIM in the local construction industry

Jun 2017

Building information modelling (BIM) is a process involving the generation and management of digital representations of physical and functional characteristics of places. Is the local industry prepared for such a challenge? The short answer is ‘No’.

Marianne Thyssen & Vera Jourová

EU Commissioner for Employment & Social Affairs


A better work life balance for Europe's future

May 2017

‘How can I combine my private and professional life?’ – All parents and carers are confronted with this basic question more than once in their career. And this is especially true for women.

Louis Olivieri

Marketing Specialist


The Importance of Value Pricing

Apr 2017

Pricing is always an important consideration in business, especially in an environment of cut-throat competition, when we think that the market is saturated and that customers look for nothing else but price. But are we sure that this is the reality?

Peter Zammit

Managing Director, iAS Limited


Building Bridges

Mar 2017

The aim of any bridge is to span from point A to point B, hopefully providing a shorter route and safe access. At iAS, we believe that bridges can serve as much more than a mere physical link between two points.

Maria Micallef

Managing Partner, RSM Malta


Bad news does not age well

Mar 2017

By now we are all familiar with the colossal mistake that occurred during the 2017 Oscars. In my 30-year profession, I have seen accountants blamed for many things, but it never occurred to me that we would also manage to give our two-penny worth at an Oscars event.

Elena Grech

Head of the European Commission Representation in Malta


Europe's 60th Birthday

Mar 2017

On 25th March, leaders of the 27 EU member states (UK excluded) will gather in Rome, together with Senior Representatives of the European Institutions, to mark the 60th anniversary of the signature of the Treaty of Rome. The timing of this special anniversary is almost Kafkaesque...

James Busuttil

Design Consultant, Dex Workspaces


5 office ideas that will make your team happier while boosting productivity

Feb 2017

It might sound painfully obvious, but you really shouldn’t stick people with different backgrounds and different aims in the same office environment and expect them to thrive equally. However, a quick look around you might just prove that the exact opposite tends to be the case.

Joyce Tabone

PR & Marketing, Bank of Valletta


To invest or not to invest: Part 2

Feb 2017

Following the questions in Part 1, here are a few more questions you should ask yourself when thinking of investing.

Alexia Zammit

Economist, European Commission Representation in Malta


The European single market and its four freedoms

Jan 2017

I am a firm believer in the EU project. I feel that there is a lot more that one can gain from being a member of the Union than remaining out of it.

James Busuttil

Design Consultant, Dex Workspaces


How to do more with less

Jan 2017

With a few extra steps, your workspace can be transformed into an inspiring, functional environment to get the job done and save on space and money in the process.

Joyce Tabone

PR & Marketing, Bank of Valletta


To invest or not to invest: Part 1

Jan 2017

That is the question we are starting 2017 with. It is definitely not the existential problem that Shakespeare’s Hamlet put to himself, but I think it is a good place to start.

Louis Olivieri

Marketing Specialist


Defining a product from a marketing perspective

Jan 2017

Whilst most businesses carry out a number of effective marketing initiatives, the mindset of business leaders is on how a product or service is going to be sold – but even here it is essential to be clear on what we are selling.

Ivan Ebejer

Economist, European Commission Representation in Malta


Warning: More investment support ahead!

Dec 2016

In my last contribution to this blog, I outlined the main characteristics of the Investment Plan for Europe – the EU's response to reverse the decline in investment in the aftermath of the economic crisis. A number of key developments are worth highlighting since then.

Etienne Gatt

IT & iGaming Recruitment Manager, KONNEKT


Artificial Intelligence in Recruitment

Dec 2016

Recruiters are ever on the lookout for innovative techniques to attract and assess quality talent. An example of this is gamification, the use of game mechanics to attract a larger audience – but this is just one small part of the revolution that is currently brewing in the world of candidate attraction. Artificial intelligence (AI) is another potent new ingredient.

Maria Micallef

Managing Partner, RSM Malta


Fintech revolution – opportunity knocks

Dec 2016

Tech and finance have managed to combine seamlessly to give rise to FinTech. Financial Technology, also known as FinTech, is an industry composed of companies that use technology to provide financial services, enable provision of financial services (through utilisation of technology) or drive technological innovation in the provision of financial services.

Kim Dalli

Corporate Affairs Senior Executive, Vodafone Malta


Minding the gap and smashing the glass ceiling

Nov 2016

Given that we’re moving into the year 2017, phenomena such as occupational sexism, wage discrimination and glass ceilings should, by now, have been firmly relegated to the history section of sociology books.

Etienne Gatt

IT & iGaming Recruitment Manager, KONNEKT


Gamification in recruitment

Nov 2016

The selection process in the world of recruitment has remained unchanged for decades, but is it the best formula to identify the most suitable candidate for an open vacancy? It is worth questioning age-old practices to see if they are the best route to successful recruitment, particularly today where available talent is scarce, especially within the IT field.

Alexia Zammit

Economist, European Commission Representation in Malta


Was social policy neglected during the crisis?

Nov 2016

Many argue that the EU lost its social conscience during the recent economic and financial crisis. State aid rules were side-lined for a while to assist ailing banks in a number of EU member states; temporary support measures were introduced in order for businesses to cushion the downturn; and ultimately the stimuli that the government had offered during the recession, which led to a substantial increase in sovereign debt in many member states, had to be repaid.

Louis Olivieri

Marketing Specialist


Building a corporate identity and image

Nov 2016

Having an identity is important for all organisations, whether profit or nonprofit making. In financial and legal terms, an organisation is described as ‘a distinct legal personality’. The term ‘personality’ can be viewed from a marketing perspective in the context of what makes up a corporate identity, and how it can be built.

Etienne Gatt

IT & iGaming Recruitment Manager, KONNEKT


Is HR the new marketing?

Nov 2016

Work-life balance is playing an increasingly pivotal role when companies formulate their HR strategies. This is in part due to the established reality that the tables have turned, and candidates are no longer subjected to one-sided corporate directives – ever more so within the IT industry.

David Spiteri Gingell

Management Consultant


The Case for a Work Place Pension (Part Two)

Oct 2016

Twelve years after the launch of the White Paper on pensions reform, Malta’s pension landscape remains an anomalous one when compared to other EU Member States and advanced economies elsewhere.

James Busuttil

Design Consultant, Dex Workspaces


Noise: the invisible profit-killer in your office

Oct 2016

There's an invisible profit-killer running amok in your office. His name? Noise. His weapon of choice? Distraction. Wreaking psychological and physical havoc on your people, this unseen saboteur chips away at the bottom line of companies across Malta and Gozo.

Lara Camilleri

Finance & Legal Assistant Recruitment Manager, KONNEKT


The Fintech industry and its Talent Pool

Oct 2016

Fintech seems to be the new buzz word the world over, and Malta is no different. Accenture reports that Global investment in Fintech in the first three months of 2016 reached $5.3 billion, a 67 percent increase over the same period last year.

Joyce Tabone

PR & Marketing, Bank of Valletta


Introducing Private Pension Plans

Oct 2016

In 2014, the Government passed legislation whereby individuals who choose to enter into a Private Pension Fund are entitled to a tax rebate of 15 per cent (capped at €150). On reaching retirement age, (between 50 and 75 years of age), one could withdraw 30 per cent of their savings as a lump sum, tax-free.

Reinhold M. Karner

Success advisor and mentor


START-UPS HAVE BECOME A QUESTIONABLE FASHION – HOW DO WE FIX IT? (PART 2 OF 2)

Oct 2016

In part one, I addressed the problem of the ‘start-up fashion’ and why things can go quite wrong. But how do we fix it? Here is my five-point plan.

Louis Olivieri

Marketing Specialist


The value and purpose of building a brand

Oct 2016

A brand is an asset of which value is measured by the percentage contribution to total profit. An organisation owning or representing brands is likely to enjoy many advantages through having them.

Joyce Tabone

PR & Marketing, Bank of Valletta


Saving for your retirement need not be a headache

Sep 2016

The pension conversation is a hot topic at the moment. In simple terms, it refers to ensuring that one manages to maintain one’s current lifestyle after retirement age. If one wants to travel and make more purchases in retirement, one will have to save more.

Reinhold M. Karner

Success advisor and mentor


START-UPS HAVE BECOME A QUESTIONABLE FASHION – HOW DO WE FIX IT? (PART 1 OF 2)

Sep 2016

Are start-ups important? Yes, of course. But it looks like things can go quite wrong.

Ivan Ebejer

Economist, European Commission Representation in Malta


Doubling down on investment

Sep 2016

In her last blog post, Elena Grech, Head of the European Commission Representation, outlined the main thrust of the Investment Plan for Europe. Now, I would like to present the main findings of the stocktaking exercise one year after the Plan's launch, and give some pointers on the task ahead.

James Busuttil

Design Consultant, Dex Workspaces


Home, sweet… office?

Sep 2016

Home offices have become increasingly popular in Malta, ever since speedy and secure internet connections made more flexible work arrangements possible.

David Spiteri Gingell

Management Consultant


The case for a work place pension (Part 1)

Sep 2016

The 2007 reforms acted, unequivocally, as a break on a pension system which, had it remained unchanged, would by 2050 jeopardise Government’s ability to provide an adequate pension to future pensioners. The reforms in 2015 sought to strengthen the adequacy of the income of current pensioners receiving a low pension income and who are at risk of poverty.

Gordon Cordina

Economist


Quo Vadis Melita?

Sep 2016

Malta needs an economic and social development programme. These are words that I am choosing very carefully.

Reinhold M. Karner

Success advisor and mentor


EU, UK and the Brexit aftermath… the dust is settling

Aug 2016

Things are rarely as bad as they seem – the drama is not as big, and shouldn’t be dealt with in such an unhealthy high profile manner, despite the environment of uncomfortable uncertainty, particularly for Britain, at the moment.

Louis Olivieri

Marketing Specialist


Promoting and communicating a product on the market successfully

Aug 2016

A common perception of marketing, derived through what we see, read and hear about every day, is associated with terms such as traditional marketing, content, social media, digital, and other media which in essence, relate to marketing communications.

Maria Micallef

Managing Partner, RSM Malta


Are your cyber defences effective in managing cyber risks?

Aug 2016

Cyber-attacks have been on the rise in the past 12 months, and business organisations in Malta have not been spared from this digital global reality. Local organisations large and small have seen an increase in sophisticated and targeted security attacks, ranging from sophisticated phishing email attacks to malware attacks in the form of ransomware.

David Spiteri Gingell

Management Consultant


Women and Pensions

Aug 2016

There is universal acceptance that the labour market patterns of men and women are different. The pension system is based on the traditional family model: an uninterrupted working career – resulting in male-breadwinner households. Gender differences render it more difficult for women to save for retirement than men.

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its five disruptive forces (Part 7 of 7)

Aug 2016

What if much of our accumulated experience and education, familiar and comfortable mind-sets and decision patterns won’t help us manage our future businesses, projects, education and career – or become at least fairly questionable?

Louis Olivieri

Marketing Specialist


A marketing insight for business success

Jul 2016

The wider side of the marketing function within businesses is that, in principle, the needs and wants of people and organisations need to be satisfied through the provision of products and services. How can we identify, anticipate and satisfy the needs and wants of customers whilst making a just profit?

Joyce Tabone

PR & Marketing, Bank of Valletta


The rise of online trading

Jul 2016

The world of investments and finance is in constant evolution. Although market principles remain steadfast, the sector readily responds to change and has a proven track record as an early adopter of new technology.

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its five disruptive forces (Part 6 of 7)

Jul 2016

There is a significant structural shift to detect in globalisation – an impact which will overturn the old order, upscaling and changing our perception by rethinking what it means to do business globally.

David Spiteri Gingell

Management Consultant


m-Government and Malta

Jul 2016

I must admit that I found the Green Paper on mobile government which the Malta Information Technology Agency (MITA) placed in the public domain earlier this year to be extremely disappointing. I understand that a Green Paper is normally far less detailed than a White Paper. Nevertheless, one would have expected that it would have presented a far more comprehensive overview of how mobile apps can be applied within Government and the strategic orientation thereof – given that smart phone technology has been pervasive since the late 2000s.

Alexia Zammit

Economist, European Commission Representation in Malta


The European Semester: what it is and how it affects Malta

Jul 2016

The European Semester is the EU’s annual cycle of economic policy coordination. Each year, the Commission undertakes a detailed analysis of EU Member States’ plans for budgetary, macroeconomic and structural reforms and provides them with country-specific recommendations intended to encourage national efforts to further boost jobs and growth for the coming 12-18 months.

Gordon Cordina

Economist


High-rise buildings: The new style of development

Jul 2016

Taking a quick look around, it’s impossible to overlook the tall buildings cropping up. The already established high-rise buildings will not remain so unique for a very long time – probably having been surpassed in a few years. This is the new allure. Yet, there is still concern with respect to the related economic, environmental and social implications.

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its five disruptive forces (Part 5 of 7)

Jul 2016

The fertility rate is falling, and the world’s population is greying dramatically both in developed and emerging countries. A third of the global labour workforce will retire in the next 10 years, which will change the scenery as never before, as well as challenging public budgets. A generation of older people is about to change the global economy in many aspects, and will reshape the business landscape in rich countries as they become increasingly well-funded consumers.

Maria Micallef

Managing Partner, RSM Malta


Brexit: not a complete surprise

Jun 2016

The European Union is the result of the ‘desire of the peoples of Europe to transcend their ancient divisions in order to forge a common destiny, while remaining proud of their national identities and history’ – a noble project founded on the values of respect for human dignity, liberty, democracy, equality, the rule of law and respect for human rights, including the rights of persons belonging to minorities.

David Spiteri Gingell

Management Consultant


The Need for Bi-Partisan Consensus for Fundamental Policy Reforms

Jun 2016

The two main political parties rarely converge on fundamental reforms necessary for the continued well-being of Malta; or when they do agree, they do so by shying away from such reforms so that the status quo is not upset. Both lead to paralysis in the short term as well as burdening future generations with onerous legacies.

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its 5 disruptive forces (Part 4 of 7)

Jun 2016

Many new and arising disruptive technologies and developments are very welcome, but while a few are questionable, one type in particular may cause serious problems unless it is dealt with and strictly regulated.

Joyce Tabone

PR & Marketing, Bank of Valletta


Fintech for the Financial Services Sector

Jun 2016

Fintech, short for ‘financial technology’ seems to be the latest catchphrase in the financial services industry. However, there is more to it than meets the eye. Only last week, Dr Abdalla Kablan discussed this subject during the 9th Finance Malta Annual Conference.

Maria Micallef

Managing Partner, RSM Malta


EU wide data protection law finalised

Jun 2016

Nowadays we are living in an information economy where interaction with individuals is assuming added importance. Technology is enabling organisations to become more relevant by taking a more customised and personal approach. With this digital transformation scenario as a backdrop, the European Union is strengthening data protection for individuals across the union by regulating data privacy through the General Data Protection Regulation (GDPR).

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its 5 disruptive forces (Part 3 of 7)

Jun 2016

Today, even the pace of innovation seems to be on its edge, with technology and society evolving at a faster pace than businesses can adjust to. This is challenging any leadership to ‘adapt or die.’

Gordon Cordina

Economist


The Brexit Prospect

Jun 2016

It may come to be but it will not last. With due apologies to John Donne, no country is an island… economically speaking, at the very least.

Elena Grech

Head of the European Commission Representation in Malta


An Investment Plan for Europe

May 2016

The current College of European Commissioners took office in November 2014, at a time when the first signs of economic recovery from the financial crisis were just being registered.

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its five disruptive forces (Part 2 of 7)

May 2016

At the beginning of the 20th century, the world’s urban population was only 220 million, mainly across the west. In 1900, two out of every ten people lived in an urban area. Today, more than half of our global population is living in cities – 55 per cent, according to the UN.

Matthew Brincat

Senior Associate, Ganado Advocates


Bring on the ‘ink’quisition: Can an employer ban tattoos or force employees to cover them?

May 2016

Following a recent publication in the Times of Malta, we are being asked on a regular basis whether an employer in Malta can have rules which regulate tattoos in the workplace.

David Spiteri Gingell

Management Consultant


Occupational pension automatic enrolment: A model for Malta?

May 2016

2004 saw a wide-ranging reform of the pension system. The reform was not limited to the state pension, but embraced other fundamentals such as saving for retirement, increasing labour participation and addressing changing norms.

Joyce Tabone

PR & Marketing, Bank of Valletta


Bridging the financing gap for SMEs

May 2016

It is an undeniable fact that an economy cannot grow and flourish unless SMEs are fully engaged in the process. They are the prime driver both for GDP growth and job creation, contributing 73 per cent of value added and 78 per cent of total employment.

Reinhold M. Karner

Success advisor and mentor


Economy 4.0: the global revolution and its five disruptive forces (Part 1 of 7)

May 2016

The world economy is changing at a pace never witnessed before in history. Is it all for the worse? No, most is the opposite!

Maria Micallef

Managing Partner, RSM Malta


Accounting professionals – Where are they when you need them?

May 2016

Accountancy firms and similar professional services businesses (of all sizes) are not only competing for market share but also for the human resources necessary to deliver their services. Throughout the last ten years or so, there has been a constant scenario where local accountants’ supply was less than the demand.

Elena Grech

Head of the European Commission Representation in Malta


What business climate in Europe?

May 2016

The 22nd April is commemorated on an international level as Earth Day and, from that date up until 21st April 2017, more than 150 country representatives to the UN in New York will have signed the agreement reached at the COP 21 conference in Paris in November 2015.

Kevin J. Borg

Director General, Malta Chamber


A mark of excellence

May 2016

Over the 168 years of its lifetime, the Malta Chamber has constantly kept tabs on where Malta’s commercial sectors were going, in order to stay ahead of the curve in all matters related to commerce and the economy.

Gordon Cordina

Economist


Addicted to Growth

May 2016

The 6.3 per cent real economic growth registered in 2015 exceeded all expectations. This jump, which is higher both when compared to the previous year and the growth registered across the EU, has been building on the momentum set up in previous years.

Helga Ellul

CEO, Advise Ltd


A national platform for CSR

Apr 2016

I was delighted to be approached to contribute as a blogger on this impressive business portal. It well and truly does justice to the Malta Chamber and Content House Ltd, who have joined forces in putting it all together.

Mario Schembri

CEO, AIS Group


Future Technology in Buildings

Apr 2016

Regularly stuck in traffic, I keep wondering about wasted energy. Seeing the considerable time squandered and the quantity of fuels burned in private transportation, energy efficiency and convenience must be the prime motivators for technology improvements.