The European Union has recently adopted the Multi-Annual Financial Framework (MFF), a seven-year fra...

With increasingly growing data stores in all of today’s industries Data Migration has become inevita...

I guess there was never a year which had so many expectations as it is for 2021.

One of the top concerns for businesses today is security. Though all businesses agree with increase...

The past year has certainly offered its challenges. It is through these challenges that many realize...

Over the past twenty four months, we have embarked on a veritable journey of self-discovery as an or...

Economic prosperity in the EU depends on growth from within, but also on external factors such as ge...

Marking Women's Day, The Malta Chamber's Health & Wellness committee recently concluded work on its ...

In recent years the Malta Government has introduced tax incentives to encourage individuals in work ...

Whether starting or changing to a new job, it is never an easy decision. Many valid candidates show...

Today’s competitive business environment is made up of demanding applications. With information tech...

The skills gap and long recruitment times are hampering data analysis in companies according to a re...

Undoubtedly, in terms of public health and the economy, 2020 was one of the worse years in a century...

New regulations under the Companies Act entitled the ‘Shipping and Aviation Cell Companies Regulatio...

Complacency is often seen as the enemy of excellence, and The Malta Chamber has always been aware of...

Family-owned businesses represent around 75% of all Maltese enterprises, with many having evolved th...

You get 15 seconds. That is your window of opportunity to grab your viewer’s attention on your websi...

A money Laundering Reporting Officer ought to be appointed by a subject person in order to assess tr...

Amongst the many sectors that Covid-19 has affected during this pandemic, one can find the elderly r...

In our first few months as the Chair of the Health and Wellness Committee at The Malta Chamber, we h...

Let us start by first understanding the meaning of Sanitization. Sanitization means cleaning or ster...

The European Commission is currently in the process of renewing its trade policy for a stronger Euro...

By virtue of the implementation of Article 84E to the Companies Act, companies which trade in shippi...

A force majeure clause is commonly inserted in contracts as a means to excuse the performance of a c...

‘A journey of a thousand miles begins with a single step’, the old saying goes. No matter how ambiti...

The United Kingdom (UK) formally withdrew from the European Union (EU) in January 2020 and entered a...

The myth that not every Tom, Dick and Harry, can become an estate agent has been debated since early...

The medicinal cannabis industry has proved to be extremely lucrative, as a matter of fact it is esti...

Foreign Direct Investment or better known as FDI basically comprises an investment affected by eithe...

Following the European Commission’s new proposal to top-up the EU Budget with a Recovery Fund of €75...

A nationwide survey carried out by Grant Thornton Malta’s Transaction Advisory Services team has sho...

Following the COVID-19 outbreak and the measures taken by authorities and governments all over the w...

Acunetix is a global web security leader which is trusted by many Fortune 500 companies from the mos...

The obligatory closure of the majority of the shops in Malta due to the novel coronavirus meant that...

Driven by the ever-growing need for innovation, last year PKF Malta founded the initiative “Bitpod” ...

Employees are always seeking new opportunities to grow, both professionally and personally. In fact,...

We are creatures of habit and long for our comfort zone. Yet, we all know that growth happens outsid...

The iGaming sector is constantly developing due to diverse technological developments and new trends...

EU climate policy has gained more traction in recent years, particularly since the 2016 Paris COP2...

Whilst the measures imposed by the health authorities and the state as a consequence of the COVID-19...

Green bonds are typically used to fund projects whose aim is to have a beneficial impact on the clim...

The sheer speed by which Covid-19 has travelled and created havoc throughout the globe in only a mat...

As the Covid-19 takes its toll indiscriminately across the regions of the world, problems for local ...

The 5th AML Directive (5th AMLD) which came into force on the 10th of January 2020 partly amends EU ...

Companies which report their financial statements under IFRSs, and are undergoing their 2019 audit, ...

The novel COVID-19, which has been officially declared as a pandemic by the World Health Organisatio...

There are many motives for which private companies may be valued. These may include sale of prospect...

As you are aware, the country is going through unprecedented times, which are requiring unprecedente...

Over the past year, the Cypriot Citizenship by Investment (CIP) scheme has endured a thorny chain of...

An REQ (‘risk evaluation questionnaire’) is an annual regulatory submission related to Anti-Money La...

On 5th February the MFSA published a discussion paper containing proposals to update Malta’s corpora...

Re-domiciliation is a process whereby a company registered in a particular jurisdiction is continued...

Blockchain technology, somewhat an analogous landscape to that of search engines and e-commerce plat...

Following a strong mandate by the European Parliament’s plenary at the end of November, the new Coll...

Traditionally tax compliance has always been a cumbersome process for both the taxpayers as well as ...

Climate change is the defining challenge of this century. European citizens are increasingly voicing...

Initial Exchange Offerings (IEOs) are currently one of the means of fundraising in the fintech indus...

Europe‘s prognosis for 2020 is set to face a cautious recession. Dire slowdowns of major European ec...

Employees are always seeking new opportunities to grow, both professionally and personally. In fact,...

By far numerous sectors within the ambit of the fintech industry, iGaming, commercial and investment...

As from 2020, groups of companies may vote among themselves to be considered as one fiscal unit in t...

There are many interpretations to these increases, but when one analyses the figures in greater deta...

Similarly, to other countries such as Australia, Canada and the Czech Republic, Malta has chosen to ...

Our Companies Act provides that a company may only issue new shares against a consideration which co...

In Malta most local businesses are family owned and manage. Many of the businesses are passed from ...

Internet security may likely not be a top priority when running your business but neglecting the dan...

Human Resources and Payroll Management both hold a key role in an employee’s employment experience. ...

This article is being published in furtherance to the article published on the 11th July 2019: ‘To r...

It is no surprise that the EU would no longer permit in case of a no-deal scenario intra airline ser...

Studying management is a means to an end of contributing towards the running of a successful busines...

Team performance is often a concern for just about every organisation, with Management and HR Profes...

The iGaming industry is one of the fastest growing economic sectors, expected to grow to €25 billion...

From the Merkle trees in 1992, to the birth of the first blockchain in 2008, and to today’s widespre...

A decision of the Constitutional Court of Malta delivered on the 3rd May 2016, confirmed there was a...

Commercially, a bareboat charter transaction takes the form of a lease agreement for a fixed period ...

When we talk about digitalization, the Blockchain brings us to a whole new level. The so-called dist...

There is little doubt that when we talk about the EU, one of the first things that springs to mind i...

Membership of the European Union was possibly the most divisive political question since our Indepen...

Survival of Air Malta is essential for our small island.

With hundreds of MEPs affiliated with political groups of different ideology and emanating from memb...

The government in India is currently occupied by the Bharatiya Janata Party (BJP) and Prime Minister...

Helping the family navigate at the crossroads of the determined strategy an emerging issue requires ...

The past few weeks have been a very exciting time for the Malta Chamber of Commerce, Enterprise and ...

Safeguarding your ideas is vital to your business process, whether it’s in the form of a trade name,...

One should approach succession planning in a family business not by thinking about when you are read...

Located along the Mediterranean’s principal shipping routes, Malta has established itself as one of ...

While the renewal of the EU is clearly progressive and certainly needed, with the loss of our strong...

When clients seek to invest their wealth, they often require experts to manage their investment port...

In family businesses, the ability to communicate openly about issues critical to both the business a...

One welcomes the new financial crime compliance plan Vision 2021 announced by the Malta Financial Se...

The decision to turn an enterprise into a family business by bringing one's children into ownership ...

Business diversification can open up a number of opportunities, but the risks and uncertainty tied t...

For small and peripheral EU states, losing full sovereignty on tax matters will have huge repercussi...

The Maltese population generally leans towards home-ownership, and though this may be influenced by ...

Pythagoras once said that numbers rule the universe.

We should not assume that Malta will escape the rising tide of populism without pre-emptive action.

There are really only two human enterprises: creation and implementation.

What appeared to be science-fiction not so long ago is becoming reality with the advent of self-driv...

Today, the legal function within the organisation plays a far more critical role than it did in the ...

The primary role of capital markets is to match the needs of organisations seeking funding with the ...

The central question we want to see taking centre-stage in the upcoming campaign is how can we contr...

When you combine Blockchain and IoT, you have a common practicality: a distributed internet of thing...

Governments can lead by example and given their extensive purchasing power, can shape patterns of gr...

Every business leader agrees that innovation is important, yet nobody can quite seem to agree on wha...

From the day of the One Belt, One Road initiativeinauguration, the Maltese government has shown inte...

The rise of automation through AI means that machines are already able to do many jobs previously do...

The telecom industry is continuously evolving so as to provide cutting edge technology, enabling the...

There many different methods and even theories on how languages should be taught. I have asked thre...

The Social Good Foundation is a company whose ICO raised an impressive $30 million from overseas pri...

The European institutions are currently negotiating the Future EU Budget, a multiannual financial fr...

As the IoT ecosystem expands, so does the attack surface which can be exploited by cybercriminals.

At a time of unprecedented GDP growth in the country, the Budget did not seem to give a long-term di...

The concept reflects the fact that the physical and digital worlds are continuously merging together...

We often used to joke about trends and technology being well past their expiry date by the time they...

The Internet of Things (IoT) is no longer a mere buzzword.

Even though I am still navigating my way through the complexities of a family business, I have learn...

All lines of evidence taken together make it an unambiguous conclusion that the increase in carbon d...

Anyone employed in a banking environment will know how time-consuming the physical handling of money...

Today’s economic and political climate presents many challenges to both protecting and growing your ...

Imagine the things you would do, if you could at least master another language.

Any transformation initiative will at some point or other affect the way people do things, the way p...

When the purpose, scope and objective of novel technologies are explained in a clear manner, one is ...

Cartel enforcement appeals and damages actions in the Maltese islands are being overhauled, and rece...

A more skilled and inquisitive labour force means that we may have just acquired the tools to be mor...

Population growth is a matter that has lately been rising to the top of the country’s agenda.

Both the stimuli for change and the way change is perceived and handled will vary dramatically from ...

Whilst rising prices are typically a sign of positive growth, a sustained increase in house prices s...

In the eyes of your customers, your frontline staff is the face of the company, where first impressi...

It is an undeniable fact that we are currently seeing the evolution of businesses towards the use of...

As disruption envelops organisations across industries, we will probably need to put aside our manag...

While some companies take action to fulfil their social and environmental responsibilities, they the...

Latvia is currently awash with allegations of money laundering and corruption, arising out of illici...

Organisations can use the marketing route in its day-to-day operations, to communicate the vision, m...

Building upon the first Education Package released in January 2018, the latest set of initiatives pu...

The European Commission has put forward new rules that will help crowdfunding platforms to grow acro...

Cryptocurrency CFDs could officially become reportable under MiFID II - it is up to the EU regulator...

Members in all the three of our economic groups are presently united in facing a common challenge – ...

Companies that want to survive current challenges understand that operating sustainably not only ben...

Numerous studies around the world have shown time and again that increasing paternity leave gets men...

The one-stop-shop at Business 1st has achieved another milestone with the integration of the VAT cus...

BPMN has been credited with facilitating the understanding of the performance collaborations and bus...

When you’re planning your marketing strategy, the obvious priorities are building people’s awareness...

Some view having your own business as liberating and relieving - however, this is rarely ever the ca...

The EU’s approach should be also focusing more on promoting more investment in childcare and elderly...

Public Relations (PR) is a tool which organisations can use to build and maintain image, reputation ...

Many of today’s management veterans remember the days when processes were stored inside people’s hea...

Larger EU member states want tax harmonisation, and some fear that a stalemate brought by opposition...

The premise that CSR is a luxury afforded only to very large companies is a fallacy. Indeed, small ...

Companies cannot afford to employ staff without education or wait for them to learn only through exp...

The concept of venture capital has proven to be one of the most successful financing concepts in the...

How dependent on you is your business? Would it operate as efficiently without your constant presenc...

An organisation is built on the three pillars of people, technology and process.

Strategic planning is an essential dogma for successful businesses. However, simply creating a great...

The European Commission has published a new education package comprising of three proposals that see...

PKF has the pleasure and privilege of inviting interested persons to visit the Cambridge Innovation ...

Has marketing become digital? The answer is decisively no. Is digital important in marketing? Of cou...

Financial literacy – or having the skills, knowledge and resources to manage your finances properly ...

In the last few years, Chinese immigration has become an interesting topic, primarily due to a keen ...

Having strong engagement within a company yields better results in general

Change remains one of the most topical – and in many ways, still controversial – aspects of organisa...

At a slow but unrelenting pace, the mood for change in Europe is getting stronger following the BEPS...

Now that Valletta 2018 is round the corner, it is satisfying to note that the build-up of marketing ...

When one looks back at President Juncker’s 10 political guidelines that were set at the beginning of...

It pays organisations to capitalise on special occasions with elements which contribute to and/or ar...

For a business to be successful, it is crucial for there to be continued incremental improvements in...

Thanks to digitisation, companies are racing to migrate ‘analog’ approaches to customers, products, ...

How can we tell if the constant barrage in the media to combat climate change is not another hoax li...

Any success story has an equally interesting story of commitment by one or more that have chosen to ...

The following 10-step framework has been devised to help small and medium businesses and their leade...

True and free journalism is indispensable in any modern democracy as it safeguards morality and ethi...

Sponsorships can in be effectively used by organisations, whether profit or non-profit making, to ac...

On 25th October I had the privilege of addressing a national event of great proportion – EY’s Annual...

In recent years, small and medium-sized enterprises (SMEs) have emerged from the periphery in govern...

"I am a believer that marketing is a people business."

Over the past decade the EU was unknowingly on track – or most would say in denial – towards a slow ...

61 per cent of deaths at work and 15 per cent of serious injuries in Malta occur within the construc...

It was my great pleasure as President of the Malta Chamber to welcome the Prime Minister of Malta Dr...

Business meetings yield real, tangible bottom-line results that can’t be achieved any other way.

Family firms are in fashion. Everyone seems to like them – management thinkers, politicians and the ...

Blockchain can eliminate the inefficiencies currently plaguing the property search process, empoweri...

Irrespective of the size or type of operation, any organisation must be well prepared to undertake a...

Over time, Malta will be able to look back, observe and appreciate the outcomes of reforms implement...

As an employer or business owner with employees working in an office environment, cost efficiency is...

When we become a manager for the first time however we have to perform a necessary shift in mindset ...

The implementation of a marketing plan and business projects needs financial back-up and hence requi...

The news that a visually impaired man with a guide dog was refused entry to a local eatery sparked a...

Building information modelling (BIM) is a process involving the generation and management of digital...

‘How can I combine my private and professional life?’ – All parents and carers are confronted with t...

Pricing is always an important consideration in business, especially in an environment of cut-throat...

The aim of any bridge is to span from point A to point B, hopefully providing a shorter route and sa...

By now we are all familiar with the colossal mistake that occurred during the 2017 Oscars. In my 30-...

On 25th March, leaders of the 27 EU member states (UK excluded) will gather in Rome, together with S...

It might sound painfully obvious, but you really shouldn’t stick people with different backgrounds a...

Following the questions in Part 1, here are a few more questions you should ask yourself when thinki...

I am a firm believer in the EU project. I feel that there is a lot more that one can gain from being...

With a few extra steps, your workspace can be transformed into an inspiring, functional environment ...

That is the question we are starting 2017 with. It is definitely not the existential problem that Sh...

Whilst most businesses carry out a number of effective marketing initiatives, the mindset of busines...

In my last contribution to this blog, I outlined the main characteristics of the Investment Plan for...

Recruiters are ever on the lookout for innovative techniques to attract and assess quality talent. A...

Tech and finance have managed to combine seamlessly to give rise to FinTech. Financial Technology, a...

Given that we’re moving into the year 2017, phenomena such as occupational sexism, wage discriminati...

The selection process in the world of recruitment has remained unchanged for decades, but is it the ...

Many argue that the EU lost its social conscience during the recent economic and financial crisis. S...

Having an identity is important for all organisations, whether profit or nonprofit making. In financ...

Work-life balance is playing an increasingly pivotal role when companies formulate their HR strategi...

Twelve years after the launch of the White Paper on pensions reform, Malta’s pension landscape remai...

There's an invisible profit-killer running amok in your office. His name? Noise. His weapon of choic...

Fintech seems to be the new buzz word the world over, and Malta is no different. Accenture reports t...

In 2014, the Government passed legislation whereby individuals who choose to enter into a Private Pe...

In part one, I addressed the problem of the ‘start-up fashion’ and why things can go quite wrong. Bu...

A brand is an asset of which value is measured by the percentage contribution to total profit. An or...

The pension conversation is a hot topic at the moment. In simple terms, it refers to ensuring that o...

Are start-ups important? Yes, of course. But it looks like things can go quite wrong.

In her last blog post, Elena Grech, Head of the European Commission Representation, outlined the mai...

Home offices have become increasingly popular in Malta, ever since speedy and secure internet connec...

The 2007 reforms acted, unequivocally, as a break on a pension system which, had it remained unchang...

Malta needs an economic and social development programme. These are words that I am choosing very ca...

Things are rarely as bad as they seem – the drama is not as big, and shouldn’t be dealt with in such...

A common perception of marketing, derived through what we see, read and hear about every day, is ass...

Cyber-attacks have been on the rise in the past 12 months, and business organisations in Malta have ...

There is universal acceptance that the labour market patterns of men and women are different. The pe...

What if much of our accumulated experience and education, familiar and comfortable mind-sets and dec...

The wider side of the marketing function within businesses is that, in principle, the needs and want...

The world of investments and finance is in constant evolution. Although market principles remain ste...

There is a significant structural shift to detect in globalisation – an impact which will overturn t...

I must admit that I found the Green Paper on mobile government which the Malta Information Technolog...

The European Semester is the EU’s annual cycle of economic policy coordination. Each year, the Commi...

Taking a quick look around, it’s impossible to overlook the tall buildings cropping up. The already ...

The fertility rate is falling, and the world’s population is greying dramatically both in developed ...

The European Union is the result of the ‘desire of the peoples of Europe to transcend their ancient ...

The two main political parties rarely converge on fundamental reforms necessary for the continued we...

Many new and arising disruptive technologies and developments are very welcome, but while a few are ...

Fintech, short for ‘financial technology’ seems to be the latest catchphrase in the financial servic...

Nowadays we are living in an information economy where interaction with individuals is assuming adde...

Today, even the pace of innovation seems to be on its edge, with technology and society evolving at ...

It may come to be but it will not last. With due apologies to John Donne, no country is an island… e...

The current College of European Commissioners took office in November 2014, at a time when the first...

At the beginning of the 20th century, the world’s urban population was only 220 million, mainly acro...

Following a recent publication in the Times of Malta, we are being asked on a regular basis whether ...

2004 saw a wide-ranging reform of the pension system. The reform was not limited to the state pensio...

It is an undeniable fact that an economy cannot grow and flourish unless SMEs are fully engaged in t...

The world economy is changing at a pace never witnessed before in history. Is it all for the worse? ...

Accountancy firms and similar professional services businesses (of all sizes) are not only competing...

The 22nd April is commemorated on an international level as Earth Day and, from that date up until 2...

Over the 168 years of its lifetime, the Malta Chamber has constantly kept tabs on where Malta’s comm...

The 6.3 per cent real economic growth registered in 2015 exceeded all expectations. This jump, which...

I was delighted to be approached to contribute as a blogger on this impressive business portal. It w...

Regularly stuck in traffic, I keep wondering about wasted energy. Seeing the considerable time squan...